Headline Terms
| Lender | Atom Bank |
|---|---|
| Status | Active |
| Type | Fixed |
| Term | 5yr |
| Rate | 6.29% |
| APRC | 6.9% |
| Revert Rate | 6.99% |
| Economic Terms | 6.29% Fixed to 31/01/2032 |
LTV and Fees
| Maximum LTV | 60% |
|---|---|
| LTV - First Time Buyer | — |
| LTV - Second Time Buyer | — |
| LTV - Remortgage | — |
| Product Fees | £0 |
| No Arrangement Fee | |
| Cashback | — |
| Exit Fees | — |
Features
| Free Legals | — |
|---|---|
| Free Valuation | — |
| Underpayment | — |
| Overpayment | — |
| Payment Holidays | — |
| Drawdown | — |
| Lump Sum | — |
Dates and Link
| Date Launched | 28-Oct-26 |
|---|---|
| Date Withdrawn | — |
| Date | 28-Oct-26 |
| Apply URL | https://links.moneyfacts.co.uk/v2/applyclick?clickID=A912F7FC-3339-4F43-9439-F464368F0F44 |
| ID | 40272 |
Incentives and Early Redemption Charge
| Incentives | — |
|---|---|
| Early Redemption Charge | to 31/1/32: 5/4.5/4/3/1.5% Outstanding Balance |