Headline Terms
| Lender | first direct |
|---|---|
| Status | Active |
| Type | Fixed |
| Term | 5yr |
| Rate | 5.19% |
| APRC | 6% |
| Revert Rate | 6.24% |
| Economic Terms | 5.19% Fixed for 5 years |
LTV and Fees
| Maximum LTV | 90% |
|---|---|
| LTV - First Time Buyer | 90% |
| LTV - Second Time Buyer | 90% |
| LTV - Remortgage | — |
| Product Fees | £490 |
| No Arrangement Fee | |
| Cashback | — |
| Exit Fees | No fees |
Features
| Free Legals | |
|---|---|
| Free Valuation | |
| Underpayment | |
| Overpayment | |
| Payment Holidays | |
| Drawdown | |
| Lump Sum |
Dates and Link
| Date Launched | 16-Oct-26 |
|---|---|
| Date Withdrawn | — |
| Date | 16-Oct-26 |
| Apply URL | https://links.moneyfacts.co.uk/v2/applyclick?clickID=C11D3A6B-FA7F-488C-BD03-A69B393836EE |
| ID | 38720 |
Incentives and Early Redemption Charge
| Incentives | Free valuation fees. |
|---|---|
| Early Redemption Charge | 1st 5 yrs: 3/2/2/2/2% Mortgage Advance |