Headline Terms
| Lender | Virgin Money |
|---|---|
| Status | Active |
| Type | Fixed |
| Term | 10yr |
| Rate | 5.74% |
| APRC | 6.1% |
| Revert Rate | 6.49% |
| Economic Terms | 5.74% Fixed to 01/09/2036 |
LTV and Fees
| Maximum LTV | 95% |
|---|---|
| LTV - First Time Buyer | — |
| LTV - Second Time Buyer | 95% |
| LTV - Remortgage | — |
| Product Fees | £0 |
| No Arrangement Fee | |
| Cashback | £300 |
| Exit Fees | Redemption Admin Fee £99.00 |
Features
| Free Legals | |
|---|---|
| Free Valuation | |
| Underpayment | |
| Overpayment | |
| Payment Holidays | |
| Drawdown | |
| Lump Sum |
Dates and Link
| Date Launched | 10-Jun-26 |
|---|---|
| Date Withdrawn | — |
| Date | 10-Jun-26 |
| Apply URL | https://links.moneyfacts.co.uk/v2/applyclick?clickID=A912F7FC-3339-4F43-9439-F464368F0F44 |
| ID | 22541 |
Incentives and Early Redemption Charge
| Incentives | Free valuation fees. No arrangement fees. £300 cashback. |
|---|---|
| Early Redemption Charge | to 1/9/36: 8/8/7/7/6/5/4/3/2/1% Outstanding Balance; Redemption Admin Fee £99.00 |