Headline Terms
| Lender | Pepper Money |
|---|---|
| Status | Active |
| Type | Fixed |
| Term | 3yr |
| Rate | 7.85% |
| APRC | 8.6% |
| Revert Rate | 8.3% |
| Economic Terms | 7.85% Fixed for 3 years |
LTV and Fees
| Maximum LTV | 70% |
|---|---|
| LTV - First Time Buyer | 70% |
| LTV - Second Time Buyer | 70% |
| LTV - Remortgage | 70% |
| Product Fees | £1645 |
| No Arrangement Fee | |
| Cashback | — |
| Exit Fees | Redemption Admin Fee £25.00 |
Features
| Free Legals | |
|---|---|
| Free Valuation | |
| Underpayment | |
| Overpayment | |
| Payment Holidays | |
| Drawdown | |
| Lump Sum |
Dates and Link
| Date Launched | 27-May-26 |
|---|---|
| Date Withdrawn | — |
| Date | 27-May-26 |
| Apply URL | https://links.moneyfacts.co.uk/v2/applyclick?clickID=A912F7FC-3339-4F43-9439-F464368F0F44 |
| ID | 20878 |
Incentives and Early Redemption Charge
| Incentives | Free legal fees Remortgages. |
|---|---|
| Early Redemption Charge | 1st 3 yrs: 3/2/1% Outstanding Balance; Deeds Fee £22.50; Redemption Admin Fee £25.00 |